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Fixed & Adjustable Mortgages

fixed and Adj MortgageWe offer both fixed rate and adjustable rate Mortgages with flexible terms to help you reach your goals.

  • A Fixed Rate Mortgage is a good solution if you are planning to remain in your home for a prolonged period, or if you are on a fixed budget. Melrose Mortgage products offer fixed rates at 10-, 15-, 20-, and 30-year terms with 0, 1 and 2 point buy-down options.
  • An Adjustable Rate Mortgage generally provides you with a lower monthly payment than a Fixed Rate Mortgage – providing you with “more house” for your dollar.

At Melrose CU we pride ourselves on delivering exceptional service to all our members. We want to make sure you understand the mortgage application and closing process and will take the time to answer any questions you may have. The mortgage process isn’t always simple; our Mortgage Specialists are here to help you find the best solution for your budget.

Apply Today!

Call the Real Estate Department at (718) 658-9800, option 3, or click here to apply online.

 

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