MasterCard® Debit Card

Image for Debit Card Whether you are shopping in New York or around the world, having convenient access to your money is important. With a Melrose MasterCard Debit Card, the purchases you make are deducted directly from your E-Z Checking Account, and there is no need to write a check. Since it’s not a credit card, you don’t need to worry about paying interest. Plus, it’ safer than carrying cash. Simply swipe your card, select ‘credit’ and sign your receipt – it’s fast and easy!

You can use your Debit Card anywhere you see the MasterCard logo and you can access your accounts surcharge-free through the CO-OP Network with over 5,500 machines nationwide.

Logo Card Nav

With CardNav You Can:

  • Turn cards on or off instantly, anytime
  • Receive real time alerts every time your card is used
  • Control spending by setting limits to match your budget
  • Search for nearby ATMs through the ATM Locator
  • Use GPS to control transactions within a designated location
  • Limit card use to specific merchants or purchases

Click below to download the CardNav by CO-OP app, and gain a new level of security and control over your money today.

Android App on Google PlayAvailable on the App Store


Melrose CU is now offering you MasterCard®SecureCode™.
MasterCard SecureCode puts you in control when shopping online:
only you can approve purchases using your private SecureCode™.


Here are phone numbers regarding your MasterCard Debit Card:

  • Card Activation – 800-466-0040
  • Hot Carding Service (LOST/STOLEN) – 888-241-2510
  • Falcon Call Center – 888-241-2440
  • VRU (voice response) pin change – 800-503-9249

Funds Availability Disclosure