Conventional Mortgages


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In today’s real estate market, having a reliable mortgage source can make all the difference in closing the deal. Melrose CU offers funding up to $1M for residential property at low rates. The mortgage stays with us, as does the decision-making – one of the many benefits afforded to homebuyers who get their mortgage with Melrose Credit Union.

Other Advantages Include:

  • No Application Fees
  • No Bank Attorney Fees
  • No Prepayment Penalties
  • 60-Day Free Rate Lock
  • No Escrow Required
  • Low Closing Costs

Set yourself apart by getting approved by a mortgage lender that specializes in “sealing the deal.” It’s as easy as a phone call to (718) 658-9800, Option 3.

Melrose CU Also Has Residential Investment Property (Non-Owner Occupied) Financing Available!

  • 1-4 Family Only – Up to $1 million
  • 75% Loan to Value (70% LTV on Refis)
  • Amortizations up to 30 years
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Learn why Melrose CU is committed to helping members achieve their financial goals and improve the communities where they live.