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Loans

loansWhether you are buying a new vehicle, in need of a business loan or looking for affordable financing for a new home, Melrose offers low loan rates and flexible terms to help you reach your dreams and financial goals.

Since Melrose Credit Union has an open New York State charter there are no geographic or group affiliation field of membership restrictions. So, regardless of where you live or how you earn a living, you may qualify for membership. There is a $1.00 one time membership fee and a minimum opening deposit of $25.00. Individuals must provide:

  • Valid Photo ID
    (Driver’s License, Non-Driver ID, Passport)
  • Proof of Address (Utility Bill)
  • Social Security Number