Mortgage Loans

Mortgage Loans

Thinking about purchasing a new home, or looking to save money by refinancing your current mortgage at a lower rate? Melrose Credit Union offers incredible convenience and some of the lowest rates in the region. Our lending staff will be happy to help you package the best loan solution to meet your goals and fit your budget.


Since Melrose Credit Union has an open New York State charter there are no geographic or group affiliation field of membership restrictions. So, regardless of where you live or how you earn a living, you may qualify for membership. There is a $1.00 one time membership fee and a minimum opening deposit of $25.00. Individuals must provide:

  • Valid Photo ID
    (Driver’s License, Non-Driver ID, Passport)
  • Proof of Address (Utility Bill)
  • Social Security Number