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Share Fees

Membership Account Opening Fee $1.00/person
Membership Closed Within 60 Days Of Opening $50.00


Account Fees

Account History $2.00
Bad Address Fee $5.00/month1
Bill Pay - Same Day Transaction (AccessSoftek fee) $9.95/transaction
Business Checking $.25/transaction First 100 transactions per month are free
Check Order Actual Cost
Copy Of Paid Check $2.00
Deposited Returned Items $30.00
Duplicate Account Statement $5.00/statement
Escheat Processing $50.00
Inactive Account Fee (An account becomes dormant when there is no activity for 12 months. It only takes one transaction every 12 months to keep an account from becoming dormant) $5.00/month
Non-Sufficient/Return Item Fee $30.00
Overdraft Transfer From Savings $5.00
Stop Payment $25.002
Temporary Counter Checks $10.00
Verification Of Deposit (Fee To Member) $35.00/hour3


ATM Fees

ATM Balance Inquiries Or Transactions At Non-Co-Op Machines $1.004
ATM/Debit Card Replacement $10.00


Other Service Fees

Account Document Request/Research $35.00/hour3
Cashier's/Certified Check - Member $5.00
Cashier's Check - Non-Member $10.00
Court Order Document Request, Tax Levies/Restraining Notices/Subpoenas $35.00/hour3
Foreign Item Collection Fee $25.00
Melrose Non-Payroll Checks Cashed By Non-Member $50.00
Outgoing Domestic Wires $25.00
Outgoing International Wires $50.00
Safe Deposit Box Drilling Charge $225.00
Safe Deposit Key Replacement $75.00

1After 3 return statements. 2Multiple checks stopped at the same time that are in consecutive order will incur only one stop payment fee. Multiple checks not in consecutive order will incur a fee for each check stopped. 3One hour minimum charge. 4Plus any fee that may be charged by the ATM operator.

ATM/Shared Branch